Zoltan obtained his Bachelor Degree in Finance and Insurance at the Babeș-Bolyai University in Cluj. For 10 years he has worked in banks and private pension companies before switching to his current job at Wolters Kluwer Financial Services, where he is a Business Analyst on issues of banking regulatory reporting, focusing specifically on Liquidity Reporting. He has also worked as an Assistant Lecturer at the Economics Faculty of the Babeș-Bolyai University. During university, Zoltan took an active role in different student organizations and was a founding member of the Miko Imre College for Advanced Studies, an unaccredited educational institution offering advanced courses in the field of economics and law to students who want to learn more than what is offered in public education. He believes that people should always try to improve everything they come in contact with, and that people should not complain about things they are not willing to change.