Nicu Albu is currently Adviser to the CEO of Eximbank and has been Managing Partner with A&S Capital Markets Advisors and until 2012 Chief Investment Officer at Erste Asset Management. He has also been a member of the Finance Ministry groups of senior advisors in the previous government. He believes that many things have to be changed or improved during this period of transition but every change should begin with the people themselves. He has had the opportunity to bring his own contribution to the development of the mutual funds industry, by promoting high professional standards and by introducing new financial products. Nicolae Albu holds a B.Sc. in International Business, wrote his final thesis on "Interest Rate Risk Management in Foreign Investments" and has also an MA in International Relations and Political Science.